There’s no single right time to refinance for everyone — it depends on your loan, your goals and your circumstances.

Signs it may be worth reviewing

• Your fixed-rate period is ending
• You haven’t reviewed your loan in over two years
• Your property value has increased
• Your income or goals have changed

Weigh up the costs

Consider discharge fees, application fees and any break costs. We’ll compare the numbers so you can make a confident decision.

This article is general information only and does not take into account your objectives, financial situation or needs. Speak with a Pinnacle Mortgage broker for advice tailored to you.